Creditor Rights & Commercial Collections in Michigan

Creditor Rights

Creditor Representation & Commercial Collections

The firm represents creditors, lenders, and businesses seeking to collect commercial obligations. It does not represent consumer debtors or individuals filing Chapter 7 or Chapter 13 bankruptcy.

When a customer, borrower, or other business obligor fails to pay, a creditor's options are governed by a mix of Michigan collection law and federal bankruptcy procedure. Attorney Newman represents creditors in protecting and pursuing their claims — before, during, and after a bankruptcy filing by the party that owes them.

Commercial Collections

• Collection of accounts receivable
• Demand and pre-litigation recovery of business debts and unpaid accounts
• Collection litigation in Michigan courts on behalf of businesses and lenders
• Enforcement of judgments, garnishments, and liens

Creditor Rights in Bankruptcy

• Preparing and filing proofs of claim on behalf of creditors
• Motions for relief from the automatic stay
• Objections to discharge and to plan confirmation where a creditor's interests are at stake
• Protecting secured and unsecured creditor rights throughout the bankruptcy proceeding

Common Questions

Frequently Asked Questions

Does the firm represent people filing for bankruptcy?

No. The firm represents creditors, lenders, and businesses only. It does not represent consumer debtors or individuals filing Chapter 7 or Chapter 13.

A customer filed for bankruptcy owing my business money — what can I do?

A filing triggers an automatic stay that pauses most collection activity, but creditors still have rights, including filing a proof of claim and, in appropriate cases, seeking relief from the stay. Meeting the deadlines matters.

When should I involve an attorney in a collection matter?

Usually the earlier the better. Prompt demand and, where needed, litigation can improve recovery, and a lawyer can enforce a judgment through garnishments and liens once obtained.